The Wall Street Journal wrote yesterday (the article was available without a subscription, so check it out) that new guidelines issued by the United States Department of Labor could bring an end to firms charging workers who make unhealthy choices higher insurance rates than their more healthful cohort.
Regulatory guidelines recently issued by the department are likely to curtail the ability of employers to motivate workers to kick unhealthy habits. In effect, the guidelines close a legal loophole that could have allowed employers to make health insurance more expensive for unhealthy workers than for their colleagues.
Not an indicative sign for the cost of health insurance premiums going down any time soon.